TERMS OF USE AGREEMENT

BY JOINING YOU AGREE TO THE FOLLOWING TERMS, CONDITIONS AND DISCLAIMERS:
Welcome to Jamaya Marketing, Ltd., which provides Programs and delivery services to you subject to the following terms and conditions. You must accept these terms and conditions of use. Please read them carefully.

  • The Consumer Saving Program allows consumers to receive 2% to 20% rebate at participating businesses by presenting the Cashbay Loyalty Card at time of payment.
  • The Loyalty Card Program allows companies to attract and retain customers while saving money in marketing costs.
  • The Entrepreneurship Program is a system that helps you become a successful entrepreneur.
  • The Fundraising Program supports your efforts to raise money for your favorite organization.
  • Media Partners. they can use the cards to pull in advertising dollars from unsold space

This document constitutes the agreement ("Agreement") between you and Jamaya Marketing Ltd. the owner and operator of the Cashbay Social Network.  In this Agreement, "Customer", "you" and "your" mean the person or persons, companies or organizations who utilize this site to purchase or join in any program. "We", "us" and "our" mean Jamaya Marketing, Ltd., the Programs and our successors, affiliates and assignees. 
When you visit the Website or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically, including via text message. We will communicate with you by e-mail or text. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
Password Procedures
To improve the security of your personal details and Account information, it is highly recommended that you:

  • Choose a strong password with more than 8 characters with a combination of alphanumeric characters.
  • Change your password every 2 months.
  • Never reuse the same password.
  • Never share your password with others.

You are responsible for maintaining the confidentiality of any password(s) you are given to access the Cashbay Social application. Keep your password confidential and do not let others use your account. 
1. You understand that by joining you are purchasing one or more programs included on this site. You will also have the right to sell one or all the programs that you are part of, and will be compensated for your sales as shown on our site program page.
2. Proof of purchase is required for membership. Any unauthorized accounts will be terminated.
3. You agree not to make any claims regarding sales, unless you have proof of such claims.
4. You must have a valid email address, and you agree to notify us if your email changes.
5. This service is provided on an as is, as available service. We make no warranties of any kind, either expressed or implied.
6. Under no circumstances, including negligence, shall we, or anyone else involved in creating, producing or distributing this service, be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or inability to use this service, and all the files and software contained within it, including, but not limited to, reliance on any information obtained through this service; or that result from mistakes, omissions, interruptions, deletion of files or errors, defects, viruses, delays in operation, or transmission, or any failure of performance, whether or not limited to acts of God, communications failure, theft, destruction or unauthorized access to our records, programs or services. 

7. USE OF YOUR SERVICE. 
The following actions may result in the immediate termination of your membership without recourse and should NOT be done: 

  • Sending unsolicited email messages (spam). If you participate in spam on behalf of ANY product or service, you are not eligible!
  • Posting messages that contain your affiliate link in Newsgroups that are unrelated to that product or service. (sig file notwithstanding)
  • Forging your "From" Address in an email message, or newsgroup posting. 

8. If you are under the age of 18, you may use the Cashbay Social Site only with involvement of a parent or guardian. We reserve the right to add or delete material within this site, and otherwise make changes to the service and this agreement without notice.
9. We may terminate without notice, at our sole discretion, any membership deemed to be in breach of this agreement or otherwise found to be abusing or misusing the service, or harassing the other members or administrator in any way. 
10. In the unlikely event that this program or site should ever terminate its operations, it's creator, operators, employees, assigns and successors shall not be held liable for any loss whatsoever to our members or affiliates. The material contained within our member’s area, and made available to you upon joining, shall be deemed full and just consideration for payment.
11. Companies and individuals involved with the following activities are NOT ELIGIBLE: selling, providing or linking to unlicensed content, pornography, warez, pirated software, hacking or spamming software, email address lists or harvesting software, or any materials endorsing violence, hatred, revenge, racism, victimization, or criminal activity. 
12. We make no claims on how much money you can make with our programs. Your ability to earn depends on a number of factors, including where and how (and how often) you promote the program, and the motivation and ability of those in your downlines, to make sales. Individual results will vary.
13. Members caught spamming or otherwise causing harm to our program will have their accounts terminated, and may be prosecuted for their actions. We will investigate all allegations before taking action. 

14. Cancellation and Refund Policy
We do not offer refunds on the Entrepreneurship program fees. “All cancellations for Cashbay Loyalty Card Orders must be received at least 48 business hours before we setup your account and deliver program materials or place branded card order to our card manufacturer. Cancellations must be received in writing by e-mail (sales@thecashbay.com), fax (800-288-3184, ATTN: Cancellation dept), or by US mail (91 North Franklin St. Suite 317, Hempstead, NY 11550, ATTN: Cancellation dept) No refunds will be made for requests received after that time. Refunds will be issued in the same form payment was made. Please allow two weeks for processing.

15. Shipping Policy
100% of the program material is delivered for free every day within continental USA. We will deliver program material to the members via our Entrepreneurs; in some cases we will ship such material via standard mail, Ups or FedEx. All are "ground" services that take 5-7 business days from coast-to-coast (most program material ship from our HQ in Hempstead NY) within three business days following the date of registration in the program.
For any question about program material delivery, member should contact Jamaya Marketing, Ltd., at 800-288-3184
16. You understand your role as a program member does not constitute a partnership, or employer / employee relationship, and affiliates are considered independent contractors, and as such, you are responsible for your own bookkeeping, taxes, and reporting, where applicable.
17. You agree to accept email updates regarding our program. We will never inundate you with emails or spam. We try to limit mailings to 1 a month per merchant you bought from.
EVERY EFFORT HAS BEEN MADE TO ACCURATELY REPRESENT THIS PRODUCT AND IT'S POTENTIAL. EVEN THOUGH THIS INDUSTRY IS ONE OF THE FEW WHERE ONE CAN WRITE THEIR OWN CHECK IN TERMS OF EARNINGS, THERE IS NO GUARANTEE THAT YOU WILL EARN ANY MONEY USING THE TECHNIQUES AND IDEAS IN THESE MATERIALS. 
EXAMPLES IN THESE MATERIALS ARE NOT TO BE INTERPRETED AS A PROMISE OR GUARANTEE OF EARNINGS. EARNING POTENTIAL IS ENTIRELY DEPENDENT ON THE PERSON USING OUR PRODUCT, IDEAS AND TECHNIQUES. 
WE DO NOT SURPORT THIS AS A “GET RICH SCHEME.” YOUR LEVEL OF SUCCESS IN ATTAINING THE RESULTS CLAIMED IN OUR MATERIALS DEPENDS ON THE TIME YOU DEVOTE TO THE PROGRAM, IDEAS AND TECHNIQUES MENTIONED, KNOWLEDGE AND VARIOUS SKILLS. SINCE THESE FACTORS DIFFER ACCORDING TO INDIVIDUALS, WE CANNOT GUARANTEE YOUR SUCCESS OR INCOME LEVEL. NOR ARE WE RESPONSIBLE FOR ANY OF YOUR ACTIONS. 
All links are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose.
These materials and websites are © copyrighted by Jamaya Marketing, Ltd. No part of this may be copied, or changed in any format, sold, or used in any way other than what is outlined within this websites under any circumstances.

 

PRIVACY NOTICE
Last Updated: February 5th, 2008
Jamaya Marketing LTD., strives to offer its members the many advantages of Internet technology and to provide an interactive and personalized experience.
We may use Personally Identifiable Information (your name, e-mail address, telephone number) subject to the terms of this privacy policy. We will never sell, barter, or rent your email address to any unauthorized third party."
What we do with the information we collect:
Aggregated Information (information that does not personally identify you) may be used in many ways. For example, we may combine information about your usage patterns with similar information obtained from other users to help enhance our site and services (e.g., to learn which pages are visited most or what features are most attractive).
We may use Personally Identifiable Information collected on the programs to communicate with you about your registration and customization preferences; our Terms of Service and privacy policy; services and products offered and other topics we think you might find of interest.
Personally Identifiable Information collected by The Programs may also be used for other purposes, including but not limited to site administration, troubleshooting, processing of ecommerce transactions, administration of sweepstakes and contests, and other communications with you.
Certain third parties who provide technical support for the operation of our site (our Web hosting service for example) may access such information. In addition, from time to time as we continue to develop our business, we may sell, buy, merge or partner with other companies or businesses. In such transactions, user information may be among the transferred assets. We may also disclose your information in response to a court order, at other times when we believe we are reasonably required to do so by law, in connection with law enforcement authorities whenever we deem it appropriate or necessary. Please note we may not provide you with notice prior to disclosure in such cases.
Affiliated sites, linked sites and advertisements
Jamaya Marketing LTD., expects its partners, advertisers and affiliates to respect the privacy of our users. Be aware, however, that third parties websites may have their own privacy and data collection policies and practices. For example, during your visit to our site you may link or be able to access information, Web sites, features, contests or sweepstakes offered by other parties.
Jamaya Marketing LTD. is not responsible for the actions or policies of such third parties. You should check the applicable privacy policies of those third parties when providing information on a feature or page operated by a third party.
While on our site, our advertisers, promotional partners or other third parties may use cookies or other technology to attempt to identify some of your preferences or retrieve information about you. Other features available on our site may offer services operated by third parties and may use cookies or other technology to gather information. Jamaya Marketing LTD., does not control the use of this technology by third parties or the resulting information, and is not responsible for any actions or policies of such third parties.
You should also be aware that if you voluntarily disclose Personally Identifiable Information on message boards or in chat areas, that information can be viewed publicly and can be collected and used by third parties without our knowledge and may result in unsolicited messages from other individuals or third parties. Such activities are beyond the control of Jamaya Marketing LTD., and this policy.

Children
Jamaya Marketing LTD., does not knowingly collect or solicit Personally Identifiable Information from or about persons under 14 except as permitted by law. If we discover we have received any information from a person under 14 in violation of this policy, we will delete that information immediately. If you believe Jamaya Marketing LTD., has any information from or about anyone under 14, please contact us at the address listed below.

We can be reached by contacting:
Jamaya Marketing LTD.,
Email: support@toLeads.com
Tel. 516-214-0205

Changes to this Policy
Jamaya Marketing LTD., reserves the right to change this policy at any time. Please check this page periodically for changes. Your continued use of our site following the posting of changes to these terms will mean you accept those changes. Information collected prior to the time any change is posted will be used according to the rules and laws that applied at the time the information was collected.
Governing law
This policy and the use of this Site are governed by New York law. If a dispute arises under this Policy we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Hempstead. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.

If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location: Hempstead, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.
Jamaya Marketing LTD., is operated and administered in the State of New York. This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.